A Deferred Payment Agreement is an arrangement with your local authority- essentially a loan. This loan is secured against the value of your house at a set, and often low, interest rate. The main purpose of the Deferred Payment is to help the resident pay for their...
The 12-week property disregard is designed to provide individuals the breathing space to sell their property by paying their care home fees for the first 12 weeks. The council will pay your care home fees for these 12 weeks, or until your property sells, depending...
One of the most asked questions, and incidentally one of the worst-answered, is ‘when is someone eligible for the NHS to fund their care?’ This is a deeply misunderstood subject, but we will try and pick through some of the broader details here. For more information...
This is a non-means-tested allowance payable by the NHS to cover the cost of the ‘nursing care component’ of nursing home fees. It is a flat rate paid directly to the home. It is only payable to Nursing Homes and cannot be paid to a Residential Care Home under any...
The local authority will conduct a financial assessment of older people to establish who, the LA or you the individual, will pay for any necessary care and support. The aim of the council in these processes is to make sure that they do not have to fund the placement...
As explained elsewhere in this document, the local authorities are required to assess whether an individual is liable to pay for their own care, or if the council should pay. When it is deemed the local authorities’ responsibility to pay, they ensure that the...
