Finance
How to finance your care at home and at care home and what benefits you are entitled to.
Personal Expenses Allowance (PEA)
As explained elsewhere in this document, the local authorities are required to assess whether an individual is liable to pay for their own care, or if the council should pay. When it is deemed the local authorities’ responsibility to pay, they ensure that the...
When does the council pay for Care Home Fees?
If a person cannot afford their care requirements, local authorities (LA) are required by law to arrange and fund the care. It is usually assumed that a person has sufficient funds to pay for their own care if their combined capital is above £23,250. To establish if...
What is a 12-week Property Disregard
What is a 12-week property disregard? Funding residential care is a large financial commitment that in most cases requires a property sale at some stage. In some cases this does not need to happen for months or even years after a resident has moved into the care home...
CHC Assessment
Continuing Healthcare (CHC) funding is an expensive cost that the NHS has to fund out of their already stretched budgets. For that reason they ensure that they do a full and thorough assessment of each individual prior to awarding such funding. As you would probably...
Continuing Healthcare Funding
What is CHC Funding? There is a great deal of confusion and controversy surrounding Continued Healthcare funding also known as CHC funding. Some of this confusion we will try and clear up here; but first of all we will explain specifically CHC funding actually is. NHS...
What is Attendance Allowance
Attendance Allowance is a non-means tested benefit (explained below), paid to eligible older people who are living with a demonstrable care need. You may be able to demonstrate that you have care needs if you need help with basic daily activities such as getting...
Paying for Care
Paying for care Too many people move into care homes without taking appropriate Financial Advice because they don’t know where to get it. When paying for care, seeking advice is easy and vitally important and will help you achieve real peace of mind. A good advisor...