Finance

How to finance your care at home and at care home and what benefits you are entitled to.

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What is Bereavement Support Payment?

What is Bereavement Support Payment?

Although not a benefit that is designed to support older people, the Bereavement Support Payment is one that older people often enquire about. If you are an older person that has suffered a recent bereavement, then you are advised to seek professional financial and...

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How to pay for care – factsheet

How to pay for care – factsheet

This factsheet provides key information on how to finance care when you live in your own home and at a care home. It also gives you information on what benefits you are entitled to. When does the council pay for Care Home Fees? If a person cannot afford their care...

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Section 117 After-Care

Section 117 After-Care

What is section 117 after-care? Some people who have been in hospital under the Mental Health Act 1983, i.e. were “sectioned” may be entitled to receive ongoing care and support after they leave hospital. The basic premise of 117 (‘one-one-seven’) after-care is that...

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Attendance Allowance

Attendance Allowance

Attendance Allowance is a non-means-tested allowance payable to eligible older people to help pay for any extra costs that their care and support requires. Eligibility To qualify and receive Attendance Allowance you must: Have reached State Pension age Have a...

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Dementia Council Tax rebate

Dementia Council Tax rebate

There is a council tax rebate that is available for people living with dementia if they fulfil several criteria.  It is called the Severe Mental Impairment exemption and it relates to many more conditions than just dementia. Severe Mental Impairment may sound quite...

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Deferred Payment

Deferred Payment

A Deferred Payment Agreement is an arrangement with your local authority- essentially a loan. This loan is secured against the value of your house at a set, and often low, interest rate. The main purpose of the Deferred Payment is to help the resident pay for their...

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The 12-Week Property Disregard

The 12-Week Property Disregard

The 12-week property disregard is designed to provide individuals the breathing space to sell their property by paying their care home fees for the first 12 weeks.  The council will pay your care home fees for these 12 weeks, or until your property sells, depending...

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When will the NHS pay for care home fees?

When will the NHS pay for care home fees?

One of the most asked questions, and incidentally one of the worst-answered, is ‘when is someone eligible for the NHS to fund their care?’ This is a deeply misunderstood subject, but we will try and pick through some of the broader details here. For more information...

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Funded Nursing Care (FNC)

Funded Nursing Care (FNC)

This is a non-means-tested allowance payable by the NHS to cover the cost of the ‘nursing care component’ of nursing home fees. It is a flat rate paid directly to the home. It is only payable to Nursing Homes and cannot be paid to a Residential Care Home under any...

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The care fees financial assessment  

The care fees financial assessment  

The local authority will conduct a financial assessment of older people to establish who, the LA or you the individual, will pay for any necessary care and support.  The aim of the council in these processes is to make sure that they do not have to fund the placement...

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